HZZ business plans for the self-employment measure

A business plan tailored to HZZ criteria — realistic projections, clear structure and a defensible argument for viability.

Business plan for HZZ self-employment support and supporting documentation
What this service solves

The HZZ business plan is evaluated against clear criteria — the committee judges viability, realism of projections and the link between the business description and the financial plan. We prepare documents built for those criteria, with no generic filler and no numbers that fall apart in conversation.

Before / After

What changes after we work together

Before
  • A generic plan template with an unclear structure.
  • Projections without logic — numbers that can't be defended in front of the committee.
  • Weakly justified costs and no clear link to the activity.
After
  • A plan aligned with HZZ committee criteria.
  • Realistic projections with assumptions behind every number.
  • Clear cost rationale and a brief for the oral round.
Business situation

When this service makes sense

Who it's for
  • Unemployed candidates applying for the HZZ self-employment measure.
  • Founders starting a sole trade or company as their first business.
  • Applicants whose first plan was returned for revision.
When to get in touch
  • You have approved status for the measure and are preparing the file.
  • You need a structured plan in the format the committee expects.
  • You are unsure how to justify costs and financial projections.
What HZZ evaluates

What HZZ actually wants to see in a business plan

HZZ does not evaluate writing style — it evaluates how realistic, consistent and executable the idea is. These are the criteria the plan must meet.

  • Clarity of the business idea

    A single, clear answer to what you sell, to whom and why now.

  • Realism of revenue and costs

    Numbers driven by market assumptions, not by the desired outcome.

  • Market and customers

    A concrete target segment, route to the customer and grasp of competitors.

  • Sustainability

    A plan that holds after the grant is spent, not only in year one.

  • Justification of the investment

    A clear link between the requested amount and the steps it enables.

  • Ability to execute

    Experience, skills and resources that make the plan credible to the assessor.

Approach

How we work

  1. Brief and data gathering

    A conversation about the activity, target clients, costs and expected revenue in year one.

  2. Plan preparation

    Writing the plan in the HZZ-aligned structure, with realistic projections and a clear viability argument.

  3. Preparation for presentation

    A short summary of key arguments and likely committee questions.

What you receive

Concrete outcomes

  • Full HZZ business plan in PDF and editable format.
  • Year-one financial projections (revenue, costs, cash flow).
  • Summary for the oral part of the application.
Meridian Consulting
Document
Sample deliverable

Business plan — HZZ self-employment

  • 01Business idea
  • 02Market analysis
  • 03Investment plan
  • 04Financial projections
  • 05Revenue & costs
  • 06Application summary
Financial projections
Period
Revenue
Costs
Cash flow
Yr 1
62,400
48,900
13,500
Yr 2
84,200
61,300
22,900
Yr 3
98,700
68,400
30,300
meridian-consulting.hr
Sample deliverable
Next step

Let's prepare your HZZ business plan

Get in touch for a short conversation. No obligation, no paperwork up front.

The first conversation is informative and without obligation.

Questions

Questions clients most often ask before we start working together.