Which financing sources do you prepare plans for?

Banks, HAMAG-BICRO guarantee programs, HBOR, private investors and other financial institutions. The structure adapts to the audience, but the underlying logic — clear cash flow and realistic repayment — stays the same.

Do you prepare plans for all Croatian banks?

Yes. The structure is universal; we adapt to each bank's or institution's templates where needed.

Do you also prepare the whole credit file?

The plan is the core document. We can connect you with an accountant for financial statements.

How long does preparation take?

Typically 2–4 weeks depending on investment complexity.

What if the bank or investor requests changes?

One round of revisions after feedback is included.

Business plans for financing

Name: Meridian Consulting
Address: Marinići 127, Viškovo, 51216, HR
Telephone: +385911388000
Price range: $$

A plan written for the people who decide on financing — clear revenue logic, a realistic repayment profile and an argument that holds up under questions.

Free initial conversation Business Launch & Early Growth

What this service solves

Banks, HAMAG, HBOR and investors don't want the prettiest plan — they want the clearest. We prepare documents that show where revenue comes from, how long payback realistically takes, and why the requested financing level is sustainable. Every assumption is documented because the committee or investor will check.

Who it's for

Who this service is for

Company and sole-trader owners applying for an investment loan with a bank.
Founders seeking a HAMAG-BICRO guarantee or HBOR loan to support growth financing.
Existing businesses expanding capacity, buying equipment or raising investor capital.

When it makes sense

When to get in touch

A bank, HBOR or another financial institution requires a business plan as part of the credit file.
You are applying for a HAMAG-BICRO guarantee program or a public financing program.
You are raising capital from a private investor and need a plan that survives due diligence.
Your investment exceeds own funds and you need external financing.

Book a short initial conversation

Approach

How we work

01
Investment analysis
Understanding the goal, source of repayment and key financial indicators.
02
Plan structuring
Writing in the structure banks, HAMAG, HBOR and investors use — no jargon, repayment- and return-focused.
03
Financial projections
Detailed projections with assumptions, scenarios and risk analysis.
04
Revisions after feedback
One round of revisions after the first read by the bank, HAMAG, HBOR or investor.

What you receive

Concrete outcomes

Full business plan formatted for credit committees and investors.
Revenue, cost, cash-flow and loan-repayment projections for 3–5 years.
Key risk analysis and answers to expected questions from financiers.
Executive summary for the first page.

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Frequently asked

Questions clients ask

Let's prepare a plan that passes the credit committee and investors

We discuss the investment, send an offer and start. No obligation.

Free initial conversation

The first conversation is informative and without obligation.