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Finance & business plans

Guides for owners who want to better understand the numbers behind their business, plan growth and prepare documentation for important decisions.

For owners preparing for a major financial decision — business plan, projections, legal form or applying for public funding.

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All guides in this topic

All business guides
TOTALESTIMATEMeridianCONSULTING
For financing
BUSINESS PLAN12 min

How Much Does a Business Plan Cost and What Are You Really Paying for When It Is Professionally Prepared?

What really affects the cost of preparing a business plan, what quality work includes beyond the writing itself, and when a cheaper approach is fine versus when it is the last place to economise.

BUSINESS PLANMeridianCONSULTING
Cornerstone
BUSINESS PLAN18 min

How to Write a Business Plan That Holds Water — Before a Bank, an Investor, or Your Own Decision

How to write a business plan that withstands questions from a bank, an investor, or your own decision. Structure, financial plan, cash flow, market, operations and the most common mistakes.

eRAČUNCOMPLIANCEMeridianCONSULTING
For operations
BUSINESS PRACTICE9 min

Fiscalisation 2.0 — What Changes for Entrepreneurs in Croatia?

Fiscalisation 2.0 looks like a tax and tech topic, but it's really a test of how well your firm is organised. What changes, who's affected, and what to do today.

HZZMeridianCONSULTING
For HZZ
HZZ17 min

How to Fill In the Business Plan for the HZZ? A Step-by-Step Guide Through the Form

An interactive guide through the business plan for the HZZ — question by question we explain what the evaluator looks for, how an experienced advisor thinks, and why it isn't enough to simply copy an example.

OPCIJA AOPCIJA BDECISIONMeridianCONSULTING
For financing
STARTUP15 min

Sole Trader or Limited Liability Company — What to Choose When Starting a Business

Sole trader or d.o.o.? A practical guide that chooses a business model by risk, costs and growth — not just by tax. When the flat-rate scheme, when a d.o.o.

HZZMeridianCONSULTING
For HZZ
HZZ24 min

HZZ Self-Employment 2026 — How to Write a Business Plan That Gets Approved

What the HZZ evaluation panel actually looks for, where applications most often fail, and how to put together a self-employment business plan that withstands serious scrutiny.

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We help prepare business plans, financial projections and documentation for banks or public funding calls.

The first conversation is informative and without obligation.